How To Check GTB Account Balance On Your Phone 2024

Mobile banking is such a convenient and safe means to manage funds as it offers a variety and bevy of features put in place to protect your information and money.

To check balances is a very important and crucial way of monitoring funds and thus should be carried out regularly and independently in order to keep track of balances and transactions.

Here in this article, how to check GTB account balance on your phone either through an online GTB banking app or SMS, all will be properly discussed.

1. How To Check Account Balance Using GTB mobile app

With an installed or online mobile banking app, convenience is assured as there is ease of accessibility to an individual’s account 24/7 without having to visit a bank branch.

The ability to navigate the GTB mobile banking app is very important for every GTB and other bank account holders.

To check your GTB account balance, follow the procedures while using the mobile app, this category is divided into two

• Download and install from Google play store; the GTB banking app
• Ensure you have a stable and well connected data to access the app
• If you don’t have an existing online account, you can register online by following the on-screen prompts.
• Provide all required information pertaining to your account and be careful as well
• Once you are logged in to the GTB banking platform, on the dashboard you can click on check balance.

If you wish to use a web browser or an extension to log into your account, then fill in your details on the platform and once logged in, follow the same procedure mentioned above to view and check account balances with other features regarding your transactions.

2. How To Use SMS to check account balance

The first and important part in using an SMS means to check your account balance is to ensure that the number linked to your GTB account is the one you are going to use to send SMS because without this it won’t be possible.

The following are the procedures to send SMS in order to check your account balance:

• You can send a message in this format “Bal Account number”
• Type Bal with your account number leaving a space interval between the Bal and your account digits and send the message to 08076665555.
• After this, a text message will be sent to you entailing your account balance details.

3. Using WhatsApp number – 09060001601 or 07016974994

These two WhatsApp numbers are the authorized GTB WhatsApp number, all you have to do is to request your account balance by sending a text to them via WhatsApp.

Some form of security checks will be conducted to ascertain if you’re the real owner of the account and once clarified then the account balance will be sent to you.

4. How To Use Bank Codes To Check Account Balance

A bank code is used to send and receive payments for deposits using financial institution systems and networks. Types of bank codes used vary for some transaction types.

It is therefore important to know the general GTBank code which can be used to generate a customer’s account balance.
The GTB code is *737#. The GTB banking code can be used on any network provider, customers should ensure to use their GTB account linked number to dial the code so as to check account balance using any form of phone i.e it doesn’t require data connection.

Ensure to activate and after dialing the code follow the instructions and choose the option required to check account balance in order to retrieve your balance. Another very easy way to check your account balance directly with the code is by dialing *737*6*1# After dialing this code with the number that’s linked to your GTB account. For the first time, input the last 4 digits on your ATM Card the hit confirm and your account balance will appear . This code does work for both savings and current accounts.

Regularly, 4 digits of your pin will be required  then your account balance will be displayed on your screen instantly.

Bear in mind that using an SMS service may likely incur some charges in order for you to get your account balance as you will be charged #10 for each check.

5. GTConnect

• Dial +2348039003900 and +2348029002900 to use their IVR services
• Select 1 to be served in English
• Follow the IVR voice prompt and input your internet banking login details when requested
• Listen to your account balance.

FAQs

1. Other Means To Check Your Account Balance Without Using A Phone 

There are several other means to check your account balance without having to make use of a phone or when you are out of data.

• Use of an ATM card to check account balance is also a very recommended way which will be displayed on the ATM machines or POS machines depending on the one you make use of.
• Heading to the GTBank branch is also another method of checking one’s account balance.

2. How To Log Into the GTB App

• Log onto the GTB mobile/ GTB World app with your user ID and password
• Note: account balance of default account is displayed
• Swipe left or right to view other major balances.

3. How To Use The USSD Code

• Dial *737*6#
• Enter 1 for account balance
• Input the last 4 debit of GTBank debit card
• Customer account is immediately displayed.

Conclusion on How To Check Account Balance Using Your Phone 2024

If you received a credit or debit and it takes longer to reflect on any means you are using, then the different means through which you can check your GTB account balance will be a helpful guide to accessing this information. Checking account balance through your phone is designed to help you in all kinds of ways — some of which are fundamentally redefining the role of a bank. Thanks to 24/7 access to accounts and the ability to make transactions with the tap of a button, consumers have more control over their money management  and account balances.